Acknowledgement and Consent


ACKNOWLEDGEMENT AND CONSENT

Kiwi Cash NZ (“we”/”us”/”our”) is a trading name of Jacaranda Finance Pty Ltd, Company Number 6316190, NZBN 9429046232175, FSP 558806, External Dispute Resolution IFSO member number 2001848. Kiwi Cash NZ provides referral and lead services between consumers and credit providers, credit brokers and other referrers.

I understand that by completing an application that Kiwi Cash NZ will collect, use, hold and disclose my information as outlined in the Kiwi Cash NZ Privacy Policy. I declare that I have read the Kiwi Cash NZ Privacy Policy which contains notifiable matters.

I understand that if I am referred to another credit provider, credit broker or another referrer, these parties may collect, use, disclose and hold other information about me. I understand that I should refer to the privacy policy of any parties I am referred to.

COLLECTION OF INFORMATION

I consent to Kiwi Cash NZ collecting my information from me. I understand that the types of information collected include those listed in the Kiwi Cash NZ Privacy Policy. I understand that if I do not provide all information that is requested from me, Kiwi Cash NZ may be unable to offer me any of their services.

USE OF INFORMATION

I consent to Kiwi Cash NZ collecting my information for the purposes of referring me to credit providers, credit brokers and other referrers who may be able to assist me apply for credit. I also consent to Kiwi Cash NZ using my information for related secondary purposes, such as;

  • customer service requests including servicing queries, providing access to and updating personal information and resolving complaints and disputes.
  • gathering information and statistical data to analyse and evaluate business functions.
  • developing service offerings and improving overall business processes and efficiency.
  • complying with legal requirements under various acts such as the National Consumer Credit Protection Act 2009, the Privacy Act 1988 and the Anti-Money Laundering and Counter-Terrorism Financing Act 2006.

DISCLOSURE OF INFORMATION

I consent to Kiwi Cash NZ disclosing my personal information and credit information, including all application information and my bank statements, to;

  • credit providers, credit brokers and other referrers, for any of the purposes for which I have provided consent to Kiwi Cash NZ. I understand this information may be disclosed to other service providers for a fee.
  • Kiwi Cash NZ ‘s auditors, contractors, agents, insurers, financiers and lawyers.
  • any other persons or entities who I have consented to.

I understand my information may also be disclosed in other circumstances as outlined in the Kiwi Cash NZ Privacy Policy.

If any of these parties should request this Acknowledgement and Consent before providing information, I give my consent for this to be provided to them.

PROMOTION OF PRODUCTS AND SERVICES

I consent to being contacted by Kiwi Cash NZ and any external third parties or agents who act on their behalf, for the purposes of the promotion of products and services. I understand that I may withdraw my consent and request not to receive promotional communications at any time by contacting Kiwi Cash NZ.

ELECTRONIC COMMUNICATIONS

I consent to receiving all communications, information and documents, where possible, through electronic communications, including but not limited to:

  • requests for information regarding applications;
  • marketing materials and promotions;
  • any other communications, information, or documents that must or will be provided to me or which I have requested.

I understand that by giving consent to receiving electronic communications;

  • communications may be sent via any electronic means, such as SMS and email;
  • electronic communications devices must be regularly checked for communications, information and documents;
  • it is my responsibility to ensure the security of my electronic communications;
  • paper based documents may no longer be given;
  • consent to the giving of documents by electronic communication may be withdrawn at any time.

COMMERCIAL ELECTRONIC MESSAGES

I understand that under the Spam Act 2003, Kiwi Cash NZ may not communicate with me via commercial electronic messages unless I provide my consent. I consent to Kiwi Cash NZ communicating with me via commercial electronic messages (email and SMS) to provide me with convenient and fast communications.

ELECTRONIC BANK STATEMENT RETRIEVAL

I understand that by using an electronic bank statement retrieval solution, such as that provided by BankStatements.com.au and Credit Sense, I am using these services at my own risk. I understand that by using such as service, I consent to them having read-only access to my bank account transaction data and for this data to be provided to Kiwi Cash NZ and any credit providers, credit brokers and other referrers that Kiwi Cash NZ refers me to. I understand that the transaction data supplied may include transactions from the previous 12 months from all available accounts. I acknowledge that before using these services, I have read and agreed to their User Terms & Conditions and Privacy Policies.

DECLARATION

I declare that I have read and understood this Acknowledgement and Consent document and that I acknowledge, authorise and consent to all the terms that it sets out.